Career Stage
Entrant to Jr. Management

Major Expenses
Discretionary and Consumption driven

Typical Financial Behavior/Attitude towards Savings or Investments
Little or Limited saving or investing. Primarily money is parked in Bank accounts or if applicable invested for Tax purposes. In case of dependents – Parents or Siblings, money is diverted to them for their use.

Rationale for Investing
At this stage it is imperative to inculcate and start observing financial discipline and create a long term financial plan. With time on their side, this category of investors has a great opportunity to create a substantial corpus using the power of Compounding and potential for higher returns from Equity.